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01

Market return-oriented strategies

Be it Bonds, Stocks or Real Estate, each capital market has its own character that can materialize in the form of long-term gains just as well as in short-term price volatility. Market-return oriented investment strategies take into account these long- and short-term proclivities and take advantage of the opportunities they offer.
Ultimately, the yardstick of success comes from comparing the return actually achieved versus the return generated by the relevant market as a whole. However, you determine the extent of strategic asset allocation. This is because your personal risk profile defines the various weightings of Stocks, Bonds, Real Estate and other Investment types within your portfolio.
In keeping with your investor profile and degree of risk tolerance, the spectrum of strategies ranges from interest income, i.e. regular dividend and coupon payments with the least possible risk involved, to Conservative, Balanced and Dynamic, all the way to the riskiest strategy, Equities. For all of these market-return oriented strategies, we therefore always recommend a mixture of individual Investment types.
02

Target return-oriented strategies

The objective of a target-return strategy is to achieve a prescribed return that, as best as possible, is not correlated with short-term price fluctuations in the marketplace. Here, the measure of success is a comparison between the actual return and the target return.
In this regard, your investor profile is decisive in determining a reasonable target return. This approach to portfolio management operates flexibly across various investment types and has no fixed anchor. As a part of this, individual asset classes can be temporarily ignored and, if unusually high risks prevail at some point, it is even conceivable that all risky assets are avoided. The appropriate investment strategy is derived from one’s own risk profile.
The Global Return, Global Balanced and Global Equity strategies differ by the asset classes involved, i.e. the Money Market, Bonds, Stocks, Real Estate, Commodities, Hedge Funds and Private Equity.
03

Individual investment strategies

Overarching financial and financing issues, pinpoint calls on liquidity, special extraneous circumstances or a personal interest in investing frequently justify an individualized investment strategy.
Here, the first step is to analyze the client’s current financial status by means of quantitative methods such as an asset/liability study.
Specific types of Investment are then chosen in a way that meets the requirements of the client’s personal situation.
Individualised Investment strategies can embrace individually suitable Securities or specific Investment sectors and themes. But they can also involve comprehensive investment portfolios.
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